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Applying for a Loan With Bad Credit

Applying for a Loan With Bad Credit

Representative 49.7% APR

Representative example: Borrowing: ?1,200 Interest: 0.34% per day for up to 75 days (124% per annum, variable) Representative: 49.7% APR (variable)

We match your details against 40+ direct lenders to find you the best quote. No obligation. No impact on your credit score•

Representative APR 8%

Representative example: ?500 borrowed for 90 days. Total amount repayable is ?. Interest charged is ?, interest rate https://www.installmentloansgroup.com/installment-loans-wv/ 140.0% (variable).

Cash Loans

If you find yourself in need of a loan, there’s no need to ring up a bunch of lenders, endlessly compare notes, and finally, make a decision that may or may not be the right one. Nowloan could make the process of finding the right loan a lot simpler.

Using Our Service

We compare many lenders on our panel to help you find ones that will accept you. By filling in our 2-minute form you’ll get a list of lender matches from our panel and we’ll show you the cheapest match first.

Once you’ve found your match and decided you’d like to formally apply you can do so on the lender’s site – most of the lenders auto-fill your details and so you won’t have to fill everything in again. There’s no obligation to go ahead with your matching lender and you can fill in our form and retrieve new quotes as many times as you like.

When looking for a matching lender we don’t do hard credit checks so you won’t have to worry about your credit file being affected. Some of the lenders on our panel are able to facilitate loans to people with a less than perfect credit rating. If we’re unable to match you with an unsecured loan there are also lenders on our list who offer secured loans.

If you do decide to go ahead and formally apply with a lender we’ve matched you with, that lender will likely do a hard credit check before completing your application.

Fast Payouts

If your lender approves your loan application, the length of time it takes to receive your funds could vary depending on a number of factors. For some of our lenders, the payout process is automated and you could have your cash on the same day, possibly within minutes.

Conclusion

With NowLoan you can check which lenders will accept you before formally applying and we’ll show you quotes from the cheapest lenders on our panel first.

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NowLoan is a broker, not a lender, and does not make credit decisions. We may receive a commission from the lender.

does not charge customers a fee for using its broker services, but it might receive a commission from lenders or other brokers if a customer enters into a consumer credit agreement with a lender or broker following an introduction through this website.

NowLoan is a registered trading name of PJG Financial Limited which is authorised and regulated by the Financial Conduct Authority under reference number: 919697. PJG Financial Limited is registered in Scotland (company number SC535782), registered office 272 Bath Street Glasgow G24JR. We’re a fully regulated and authorised credit broker and not a lender.

* Although lending partners initial eligibility checks involve a soft pull of your credit information, and there is no impact on your credit file at this stage, lending partners may subsequently conduct a hard search, prior to finalising your loan offer. This hard search would stay on your report for 12 months.

?subject to lender requirements and approval. It may take longer for you to receive your funds. This will depend on your lender, whether your bank accepts faster payments and whether the lender requires any additional information or documentation from you to progress your application.

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